Terms of Service

Last Updated: March 9, 2026
By using Viva Finance (viva-finance.net) and the Viva mobile application, you agree to comply with and be bound by the following terms and conditions.


1. Acceptance of Term

Your access to and use of Viva is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

2. User Accounts

When you create an account with us, you must provide information that is accurate, complete, and current. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account.

3. Financial Advice Disclaimer

Viva is a tool for personal finance management and provides AI-driven insights. It does not provide professional financial, legal, or tax advice. Always consult with a qualified professional for major financial decisions.

4. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Viva Finance and its licensors.

5. Termination

We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

6. Limitation of Liability

In no event shall Viva Finance be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the service.